What is it about?
The paper examines how farmers' access to credit constrains or enhances agricultural productivity measured as output/area.
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Why is it important?
Our findings show age, literacy, farm non-mechanised equipment, and group membership are the variables influencing farmers’ access to credit. Credit constraint conditions are determined by household size, locality, group membership, and household durable assets. Finally, the results show that productivity of farmers is dependent on marital status, household size, locality, farm size, commercialization, farm mechanised equipment, group membership, and household durable assets.
Perspectives
Writing the article has been very illuminating. Three of us wrote it jointly, with each bringing different perspectives and that is what confers on the paper its clarity of message.
Paul Kwame Nkegbe
University for Development Studies
Read the Original
This page is a summary of: Farm credit access, credit constraint and productivity in Ghana, Agricultural Finance Review, November 2017, Emerald,
DOI: 10.1108/afr-10-2016-0078.
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