What is it about?

This study is about understanding why smallholder farmers in Nigeria often do not choose or cannot afford safe and nutritious food, even when it is available. More specifically, it investigates the psychological and economic barriers—not just the supply-side issues—that prevent these farmers from being willing to pay a premium for healthier food. The core discovery is that extreme poverty doesn't just limit financial options; it creates a "cognitive tax" (stress and mental bandwidth depletion) that distorts decision-making. Here’s a breakdown of its key focus points: Primary Question: What determines a smallholder farmer's Willingness to Pay (WTP) for safe and nutritious food? Key Finding: An Income Threshold: The research identified a specific monthly income (₦79,220.37) as a critical tipping point. Below this line, farmers are so financially strained that positive health behaviors have no influence on their food spending choices. Poverty overwhelms intention. Central Mechanism: The "Bandwidth Tax": The study shows that poverty-induced stress acts like a cognitive load, reducing mental capacity for long-term, health-focused decisions. This stress is a significant factor that suppresses WTP. Other Key Barriers: Information Asymmetry: Farmers lack clear information in the market to identify and trust safe food, which discourages payment. Enablers: Social networks (community influence) and education were found to positively enhance WTP. Policy Shift: The study argues for a major change in policy. Instead of focusing only on producing more food (supply-side), interventions must address these demand-side behavioral barriers. It proposes a three-part policy framework targeting income, stress reduction, and better market information. In essence, the study concludes that fighting malnutrition and unsafe food requires treating poverty not only as an economic condition but also as a psychological state that limits good decision-making. It bridges agricultural economics with behavioral science to offer new solutions for achieving Zero Hunger (SDG 2) and Good Health (SDG 3).

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Why is it important?

Why is it important? This study is critically important because it fundamentally shifts how we understand and solve the persistent crisis of malnutrition and unsafe food in farming communities. Its significance is threefold: It Explains a Pervasive Paradox: For decades, the challenge has been viewed primarily as one of production: grow more food, make it more nutritious. This study shows why those supply-side solutions often fail. It solves the puzzle of why farmers, who grow food, would not choose the safest, most nutritious options for their own families. The answer is not ignorance, but a cognitive burden imposed by poverty itself. It Reveals a Powerful Hidden Barrier: The "Bandwidth Tax." The research proves that scarcity isn't just about money; it consumes mental energy. The constant stress of poverty impairs judgment, making long-term health investments (like paying more for better food) seem impossible. This reframes poverty from a simple economic condition to a psychologically debilitating state that locks people into harmful cycles. Ignoring this means policies will continue to miss their mark. It Provides a New, Actionable Roadmap for Policy. By pinpointing a specific income threshold, the study gives policymakers a clear target. More importantly, its tripartite framework (boosting income, reducing stress, improving market signals) moves beyond generic aid to precision interventions. It shows that empowering social networks and education can be as crucial as cash transfers. This bridges the gap between behavioral science and agricultural economics, offering a scalable, human-centered blueprint to achieve Sustainable Development Goals 2 (Zero Hunger) and 3 (Good Health).

Perspectives

As a researcher who has spent a lifetime studying the intersection of poverty, human behavior, and economic development, this study represents a profound and necessary evolution in our understanding of one of humanity's oldest challenges: why people in scarcity make choices that seem to perpetuate their hardship. From my perspective, the monumental importance of this work lies in its validation of a truth we have long sensed but struggled to quantify: poverty is not merely a material condition; it is a cognitive environment. My own work on bounded rationality and decision-making under scarcity finds its most tragic and concrete application here. The farmer standing before two baskets of grain, one safe, one contaminated but cheaper—is not making a simple economic calculation. She is navigating a mental landscape eroded by what this study rightly terms a bandwidth tax. Every naira saved today is a defense against tomorrow's uncertainty, and that defensive posture systematically crowds out the luxury of long-term health optimization. This research provides the crucial empirical bedrock for a principle we must now embrace: you cannot nourish a mind that is consumed by survival. The identified income threshold is not just a statistical finding; it is a physiological and psychological frontier. Below it, the brain is in a state of chronic crisis management, where the prefrontal cortex, the seat of executive function and future-oriented choice, is effectively hijacked by the amygdala's fight-or-flight imperative. Health becomes an abstract concept when the immediacy of hunger, debt, or a child's school fee dominates the cognitive field. Therefore, this study compels a fundamental re-imagining of development economics. For too long, we have designed "rational" interventions for people living in what is, from a neurocognitive standpoint, an irrational context, a context where scarcity itself distorts the decision-making apparatus. We build clinics and prescribe nutrition, puzzled when they go underused. This work shows us why: we are handing a life raft to someone paralyzed by the storm. My added perspective is this: the cognitive tax of poverty is perhaps the most pervasive and invisible lock on human potential. To combat malnutrition, we must first combat cognitive scarcity. The policy framework proposed is a start, but we must go further. We must design cognitive shelter, interventions that deliberately reduce the mental load of poverty. This could mean simplifying access to benefits, guaranteeing basic income to free mental bandwidth, or creating default choices in markets that automatically guide towards nutrition without demanding complex analysis from a stressed mind. This research bridges the most critical gap in our pursuit of the SDGs: the gap between external resource provision and internal human agency. It teaches us that empowering choice requires first protecting the capacity to choose. That is not just an economic imperative; it is a moral one. By illuminating the mental chains of scarcity, this work doesn't just propose new policies, it demands a new dignity of design in how we support our fellow humans, recognizing that a mind burdened by survival cannot be expected to casually select its own thriving.

Dr Edamisan Stephen Ikuemonisan
Adekunle Ajasin University, Akungba Akoko

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This page is a summary of: Income-health related behaviour thresholds and stress-contingent effects on willingness to pay for safe and nutritious food among smallholder farmers in Southwest, Nigeria, Cogent Food & Agriculture, December 2025, Taylor & Francis,
DOI: 10.1080/23311932.2025.2602237.
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